Privacy Policy and Terms of Service

Last Updated: June 12th, 2025

Welcome to homebldr! This Privacy Policy and Terms of Service explains how we operate, what data we collect, how we use it, and the terms that apply when using our financing services and software. By accessing our platform, you agree to the terms below.

1. Overview

homebldr is a real estate investment financing company that provides a wide range of loan products to investors while offering technology-enabled tools to streamline the financing process. Our solutions include a web-based platform, embedded financing portals, and CRM-integrated loan application tools to simplify deal flow for investors and their partners.

2. Definitions

3. Acceptance

By using our services, you confirm that you are at least 18 years old and agree to comply with these Terms. If you do not agree, please do not use our platform.

4. User Accounts

Users are responsible for the accuracy of their account information and for safeguarding their login credentials. Any unauthorized use must be reported immediately.

5. Intellectual Property

All homebldr content, systems, and branding are protected by intellectual property laws. You may not copy, distribute, or reuse our content without prior written permission.

6. Feedback

By submitting feedback or suggestions, you grant homebldr the right to use, modify, and implement that input without restriction or compensation.

7. External Links

Our platform may contain links to third-party websites. We are not responsible for their content, privacy practices, or terms.

8. Termination

We may suspend or terminate your access for violations of these Terms. You may stop using our services at any time.

9. Limitation of Liability

Our maximum liability is limited to $100 or the amount you paid through our Service. We are not liable for any indirect or consequential damages.

10. “AS IS” Disclaimer

Our services are provided “as is” without warranties of any kind. We do not guarantee uninterrupted access or error-free functionality.

11. Governing Law

This agreement is governed by the laws of the State of Texas, excluding conflicts of law principles.

12. Dispute Resolution

You agree to attempt to resolve disputes with homebldr informally before pursuing legal action.

13. Privacy and SMS Terms

Privacy Commitment

homebldr values your privacy and is committed to protecting your personal information. We will never sell, rent, or share your name, contact information, or any personally identifiable data with third-party providers without your explicit consent. Your data will only be used to support financing services and related communications, such as status updates, service alerts, or educational content relevant to your real estate investing journey.

SMS Terms and Conditions

Introduction

homebldr may collect and use your mobile number to send relevant text messages. We do not share opt-in data or consent with any unrelated third parties.

Third-Party Service Providers

We may share your mobile data with third-party platforms that support SMS delivery. These include messaging providers, wireless carriers, and compliance service vendors.

Purpose of SMS Notifications

Opt-In and Consent

By submitting a term sheet request, requesting financing terms, or booking a demo, you are consenting to receive recurring automated text messages (including SMS and MMS) from homebldr at the phone number you provided. Message frequency may vary. Consent is not required for service use and you may opt out at any time.

Opt-Out Instructions

To stop receiving messages:
Text “STOP” or similar keywords (e.g., END, CANCEL) to any SMS.
Or email: support@homebldrai.com

Help and Support

Text “HELP” for assistance.
Email: support@homebldrai.com

Message and Data Rates

Standard messaging and data rates may apply depending on your carrier.

Data Retention

We store your SMS-related data only as long as necessary to serve its purpose or meet compliance requirements.

Compliance

We comply with TCPA, CTIA, and other applicable regulations.

Indemnification

You agree to indemnify homebldr for any claims arising from the use of a mobile number not owned by you or failure to notify us of a number change.

Participation Requirements

Dispute Resolution

You agree to resolve disputes regarding SMS communications through binding arbitration, waiving class action and jury trial rights.

Changes to SMS Terms

We may modify these SMS terms at any time. Continued use constitutes acceptance.

14. Changes to These Terms

We may update these Terms periodically. You will be notified of any material changes at least 30 days before they take effect.

15. Contact Us

Questions or concerns?